COVID-19 Pandemic: Feeling Cyber-Stressed? Get a Cyber-Therapy

Must Read

An Insight into Custodial Death in India

“The occurrence of Custodial deaths in the world’s greatest democracy has raised the eyebrows of every citizen and shaken...

Implications in Travel Insurance in Light of the COVID-19 Crisis

As the world, today is crippled by this once in a century pandemic and as of date more than...

Second-Round Effects of Rent Control Laws: The Argentine Case

Introduction In colonial India, a city had an issue with its cobra population, which was a problem clearly in need...

Why Are the Big Techs of Silicon Valley Accused of Anti-Competitive Behaviours?

The big tech giants of the Silicon Valley are facing major challenges with relation to their monopolistic powers after...

KSK announces Sanjay Kumar as a Partner for Pharma & Life Sciences Practice

New Partner for KSK's Pharma & Life Sciences Practice King Stubb & Kasiva recently announced that Mr Sanjay Kumar has...

The Debate Between IPR and Competition Law Explained

There are various market processes or structures that govern market scenario. For simplicity, this paper focuses on two mechanisms:...

Follow us

With India ranking 3rd in terms of cyber-attacks, COVID becomes clickbait for cybercrimes. The pandemic has emphasized health, hygiene, and staying at home to be the best prevention. But are you safe at home? Are we maintaining requisite Cyber Hygiene? How cyber immune are you to Denial of Service attacks or malware?

With remote working patterns in the pandemic, cybersecurity concerns have increased. Chennai has recently witnessed a spike in cyberattacks. A report by K7 security reveals e-commerce frauds to be more common. Data theft, phishing, and hacking were the most common attacks during the lockdown.

With Government notifying alert mechanisms, netizens should pay heed to the same. CERT-in had recently launched an advisory against fake COVID 19 testing phishing e-mails. At times, e-mails impersonate local authorities to coax their targets. 

Cyber Liability Insurance has two forms- corporate level and individual level. However, premium surges have plundered corporates, where today having the same is essential. In a balkanized digital ecosystem, do these insurance coverages have something to deliver?

The Cyberian Landscape in COVID

COVID has changed the economic dimensions of our nation, it’s been 4 months since the WFH and BYOD came in. WHO and US Defence have fallen prey to malicious attacks. Businesses and individuals are very easy to coax. With India-China tension, the Tik-Tok ban move attracted over 40,000 Chinese cyberattacks. This malware and hackers first get to know the victim’s system. Then they wait for the vulnerability and rob them of their data. 

Many businesses will give WFH forever to employees. TCS will ask 75% of its employees to WFH post-pandemic running up to 2025. Even Twitter and Facebook will also adopt the WFH Forever Scheme. Considering this, cybersecurity threats will burgeon, but no other routes exist. Businesses and individuals now must develop their Cyber Immunity. IBM has come up with a 5 CyberTech Trends for India. They introduced these after realizing the Cyber Threat Potentiality in the nation.

With WFH and BYOD being the new normal, the cyberian landscape will witness a key change. 

Legal Firewalls to Combat Cyber Threats

The IT Act lists down most of the cyber-attacks. Hacking, data theft, DDOS, or virus attacks could get prosecuted under Section 66 r/w Section 46 of the Act. Banking frauds also find legal rescue under the IPC (Sections 463 to 471). These are the legal firewalls that are available. Yet, the opacity and misuse of these laws have been on a rampant scale. 

The national incident response Centre, CERT has been set up for enforcement. Yet, what good is a security guard when given the role of an Army General? What India is currently facing is a Cybersecurity vacuum. Lack of a Cyber Security law has deepened concerns in India. Though in 2013, the Department of Electronics and Communication had come up with a policy. However, a robust legal firewall with appropriate enforcement mechanisms must exist. Especially in wake of the Cyberian landscape widening.

Mr Pant, India’s National Cyber Security Co-ordinator, has stated: apps in India have not gone through security testing. 

What havoc can this create when lockdown has beheld a stark rise in e-commerce?

After COVID Treatment, India Urging for a Cyber-Therapy?

Cyber Liability Insurance in India covers first-party expenses. It covers third-party liabilities, business interruption, and Cyber Theft. Cyber Insurance protects them against risks of data destruction and other related costs. Third-party claims due to DDOS and penalties for flouting regulations are also covered. For individuals, coverage is also provided for identity theft, phishing, and social engineering.

ICICI Lombard has recently introduced Retail Cyber Liability Insurance. The distinctiveness of this policy lies in reputational loss coverage. It also covers reputational loss due to data thefts. This means the costs of restoration of data will get indemnified. Individual lost wages will also get covered. The WFH model in the pandemic might lead to severe loss in wages due to work cuts from malware. The lost wages will get covered, enabling better coverage for an individual. The sum insured ranges from Rs. 50,000 to Rs. 1 Cr. 

It is not mandatory to report cybercrimes in India, where public awareness is also meagre. Even companies fear reputational speck for lack of cybersecurity. They refrain from complaining. Cyber Insurance policies are still in that nascent stage. In Europe, mandatory cyber reporting makes legal firewalls too stringent to get broken.

International Cyber Environs

Other countries also lack cyber immunity from this malware, DDOS, and phishing scams. ‘Corona Anti-Virus’ Software in Italy tricked people by claiming to cure COVID. When installed, this software infects the users of malware. Spanish hospital workers were also duped by a ‘netwalker’ system. This later proved to be a ransomware attack. Malicious sites had also impersonated WHO’s internal system.

Cyber resilience can get improved by automated tools and applications into data. Cybersecurity Incident Response Plan has helped enterprises, said IBM. Especially to cope up with such cyberattacks. Cyber polygon exercises will also train employees in enterprises. With cyber hygiene maintenance, enterprises and individuals can get apprised of all malware.

Way Forward: What Might Happen Next?

Automation tools for protection against malware is a viable solution. The new Cyber Security Strategy of 2020 has also got approved. This will place CERT in the ‘can-do’ mode in cybersecurity. Data breach mechanisms via the Data protection law and IT Act can be better channelized. Cyber audits can also help enterprises combat COVID cyber-attacks. The Health sector is a critical infrastructure. Hence, a legal vacuum for dealing with malware attacks on hospitals makes it frazzled. Better awareness and premium reduction in Cyber Insurance will relieve cyber stressing. 


Libertatem.in is now on Telegram. Follow us for regular legal updates and judgements from the court. Follow us on Google News, InstagramLinkedInFacebook & Twitter. You can also subscribe for our Weekly Email Updates. You can also contribute stories like this and help us spread awareness for a better society. Submit Your Post Now.

LEAVE A REPLY

Please enter your comment!
Please enter your name here

This site uses Akismet to reduce spam. Learn how your comment data is processed.

Latest News

Delhi HC: Mens Rea Essential Before Passing an Order U/S 14b of EPF Act

  In the matter of M/s Durable Doors and Windows v APFC, Gurugram, the bench allowed the Petitioner's appeal holding that mens rea is an...

Delhi HC: Language of Statement and Testimony of Complainant Need Not Be Identical

A single-judge bench of J. Vibhu Bakhru of the Delhi High Court upheld the accused's conviction in Kailash @ Balli v State. The bench...

COVID Results Shall Be Conveyed To the Person Within 24 Hours: Delhi High Court

The order has come in a writ petition moved by Rakesh Malhotra. The Petitioner herein seeks to ramp up testing facilities in Delhi.   Facts of...

Delhi High Court Sets Aside the Order of the Trial Court in the Chief Secretary Assault Case

In the case of Mr. Arvind Kejriwal & Anr. V. State NCT of Delhi, Mr.Justice Suresh Kumar Kait has set aside the 24.07.2019 Order...

Delhi High Court Temporarily Restrains Vintage Moments’ Alcohol Sale in Case of Trademark Infringement

The manufacturers of the Alcohol Brand Magic Moments had filed a suit. The Delhi High Court has passed an order restraining the manufacturing, marketing,...

NGT Red-Flags Kaleshwaram Project: Green Clearance Violated the Law, Halt Work

Excerpt The National Green Tribunal (NGT), Principal Bench, dated 20th October 2020, directed the Telangana government to stop all work, except the drinking water component...

There Can Be No Leniency Shown To Appellant Who Pleaded To Reduce Sentence: Delhi High Court

Facts On 25.2.2016 the victim’s sister who was 13 years old was present with her sister who was 2 years old (victim) at their home....

Violation of Executive Instructions Cannot Be Sole Ground to Invalidate Transfer Orders: Tripura High Court

In Dr Bithika Choudhury vs the State of Tripura & Ors., a Division Bench consisting of Hon’ble Justice S. Talapatra and Hon’ble Justice S.G. Chattopadhyay...

Case Regarding Anticipatory Bail, Applicant May Be Released Imposing Suitable Conditions: Gujarat High Court

A Single-Judge Bench of Gujarat High Court consisting of Honourable Dr Justice A.P. Thakur had been hearing submissions of the Applicant to release him...

Proof of Infliction of Fatal Injury Not Mandatory for Conviction Under Section 307, IPC: Tripura High Court

In the case of Mamin Miah vs the State of Tripura, a Division Bench consisting of Hon’ble Justice S. Talapatra and Hon’ble Justice S....

More Articles Like This

- Advertisement -