Job Description:
- Portfolio Management will responsible to handle legal for Credit Cards Division & its huge volume.
- Ensure to initiate the proper legal action timely on the accounts eligible for legal action.
- Monitor issuance & re-issuance of Summons & Warrants on regular basis & to execute the same.
- To guide team for filing appeal or revision against the order passed or to withdraw the cases against the accounts settled.
- To identify the accounts, which are non-performing after initiation & to guide team for further actions.
- Provide necessary updates to the senior.
- Management for the initiatives taken & latest developments across India.
- Team management to hire & train legal managers as per the banks process.
- To guide & support the team for achieving targets in result oriented manner.
- To manage the team of 3 Central Legal Managers and 14 Regional Legal Mangers.
- Risk Management Effective defence in claims against bank, filed by bank & leading the evidence.
- Giving the appropriate recommendations to seniors in taking necessary call on defending the matter Advisory Highlighting concerns for improving the process / policy from time to time to strengthen the portfolio quality and service excellence and also ensuring standardization of process and policy implementation of Legal.
- Vetting of loan and other documents etc.
- Designing of process and policy.
Skills:
- Good leadership quality and moulding and supporting the team for desired results as per management expectation
- Should possess good communication & presentation skill
- Should possess excellent drafting skills
- Should be evaluating things on Risk point of view and accordingly advice the teams Should take initiative on multitasks
- Should be good on follow up and accomplishment of targeted achievements
- Should adopt change in line with management requirement.
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